Home Loan Interest Rates Start at 7.25% Ahead of Diwali 2026

Home loan interest rates for the Diwali season start at 7.25% per annum across major Indian lenders for November 2026. Public sector institutions such as the Bank of Maharashtra and the Central Bank of India offer the lowest starting rates at 7.25%. Meanwhile, private sector banks and housing finance companies feature starting rates beginning at 7.40% and ranging upwards depending on the lender. Prospective buyers are advised to evaluate credit scores, eligibility criteria, processing fees, and floating versus fixed rates before committing.

Editor's note: Direct, accurate financial summary reflecting the specific source details.